Introduction

During October 2019 Frank Mutesa (Tools for Hope’s Rwandan employee) was busy finishing a formal interviewing process to gather information needed for his USA visit with the TFH Board of Directors and many of our supporters, checking the farmer’s fields, and training the farmers on some of the agricultural techniques needed during the upcoming agriculture season (2019-2020 Season A).

Most farmers near the river (for irrigation) planted corn/maize, beans, and other vegetables. Frank trained them on the techniques needed to get their fields in shape to have good yields at harvest time. During this part of the cultivation season, farmers do most of their work on the field and, this is the time when some of them, if not advised well, can make mistakes in certain activities that later can destroy and or hinder their yields and drive their production down.

Utilizing the questionnaire interview to gather data

Frank interviewed the farmers using a formal questionnaire because we needed information on the issues that we are trying to solve. We needed to assess our Tools for Hope, Inc. (TFH) activities to ensure we are linking our efforts to the most important needs of the farmers. Frank conducts these interviews by approaching farmers in their homes and talking to them in a way that encourages the farmers to freely talk about their problems. Frank assured the farmers that this information was going to help TFH improve its efforts. We want to get to the core of their issues and to find concrete and effective solutions which will help all Twisungane farmers to be stronger economically and socially, implement sustainable development, and reach food security.

Frank conducted half of the interviews indoors. His purpose was to talk about social issues and to help them to change their mindset about such issues as household cleanliness and hygiene.

These farmers are extremely poor and, in the past, have had no hope for a better future. We have found that for many of them everything they do centers on their struggle to eat, and this hampers other activities that would enable them to live in more dignified conditions. TFH is trying to eradicate this mindset of hopelessness by helping them to imagine a brighter future for themselves and for their children. When Frank is talking to them in their homes, he teaches them basic aspects of cleanness, and discusses making plans and goals for their future. This helps them to dream and work to make their dreams come true.

Frank interviewed 17 of the 20 families making up the Twisungane group. The 3 remaining families were not present this month and, we will interview them later. However, we now have enough data to start our analysis. The data will help us to develop statistical and qualitative analyses to reach sound conclusions about how best to continue to provide the farmers with the necessary mentoring to help them in their fight against poverty.

Monitoring the farmers field and conducting agriculture system    

October is the start of the agriculture season 2019-2020 Season A, and they need to start well so that they can increase their productivity. They have planted maize/corn, beans, cabbage, cassava, sweet potato, banana (already planted), and sorghum. The inputs must be prepared and the seed varieties to be planted need to be in good condition. Frank guides the farmers to plant good seeds and apply good, well prepared manure. In some cases Frank has advised them to use good inorganic fertilizers and to use the recommended quantities.

In addition, Frank mentors them on necessary activities such as weeding on time. Frank tells them that modern agriculture is not just using modern mechanization but also making sure they do their farming activities on time. The picture above shows a maize/corn plot with weeds. The weeds compete with the corn for the nutrients in the soil. Frank explains to the farmers why and how this is problematic. He encourages them to make sure they uproot the weeds which will make it easier for the corn/maize to yield a good crop with less nutrient competition. The picture above is of a typical farm. Too many farmers do not perform weeding on time, and this can reduce their yields up to 40%.

Other issues were a barn for livestock especially cattle/cows, and manure and compost making. Frank discussed those issues with them. He showed them how to re-build their barn using in-expensive materials and techniques. Frank explained that the most important thing is to make sure the livestock are well kept, in clean conditions in a proper barn and, that this will eventually increase milk production.

The above is the pile of manure and compost that Frank is checking. Although the farmer is trying to collect manure to compost, this pile is not well kept, which decreases the quality of the manure.

When manure is exposed to the air as in the photo above, it loses its nutrient content. Its nitrogen escapes to the atmosphere because of heating of the manure by the sun rays. Because nitrogen is volatile can escape, and the farmer is left with manure that is not of decent quality for the crops. Frank trained the farmers on how to make a good compost pile and encouraged them to find something with which to cover their compost to help improve the quality of their manure. In the past they did not cover their manure piles because they did not know the importance of doing so and now, they understand.

Conducting meetings, working together on issues related to the motorbike taxi business, and hearing the farmer’s ideas

Frank and the farmers conducted meetings to talk about issues related with their motorbike project such as the importance of making their payments on time and saving the gross profits to apply to future expenses e.g., insurance, maintenance, etc. Frank and the farmers also set up rules for expanding the business and for governing the group.

We have other families that need to join our group, or we may need to start another group; therefore, we need systems and strategies to allow more people to receive TFH mentoring. Frank and the farmers also discussed how to start to think of more (non-farm) projects and every member has the assignment of producing some ideas and especially ideas that generate money. Such non-farm projects which produce cash-flows from off-farm work are vital to the well-being of the farmers. Because of land restrictions our group of farmers cannot rely solely on farming for their livelihoods they need ‘off-farm’ employment. Viable, local small-businesses owned and operated by the farmers can help solve that problem.

Frank and the Tools for Hope (TFH) Board of Directors will discuss these ideas while Frank is in the USA in November 2019.

The above photo is of the farmers’ committee. We meet with them to share and to talk about ideas. This helps us create a bond of trust with the farmers. Frank told them about his upcoming visit to the USA for discussions with the TFH board and our supporters, and they all prayed for Frank to arrive safely in the United States and told him to pass their warmest thoughts to Tools for Hope.

The way forward

The group is now doing great they are learning a great deal from their motorbike (taxi) business. Significantly their attitudes are now changing, and they can see a better future and they are able to train their minds to think in a positive way. This is what TFH is doing, changing their mindset. Their agriculture activities also are conducted better than the way they used to be. Therefore, we believe this will be a successful way to eradicate poverty. Because when they feel better and think positively then it is easier for them to focus their efforts and have hope for a better future.

University of Dar es Salaam, MSc in Natural Resources Assessment and Management.

 

Kenyatta University, MSc in Integrated Soil Fertility Management (ISFM.

 

ISAE (Current known as University of Rwanda/ College of Agriculture and Veterinary Medicine, Undergraduate Degree in Agriculture engineering.

 

 

 

 

Save the Dates

Tools for Hope, Inc. (TFH) Rwandan employee Frank Mutesa will be in Knoxville to discuss progress and challenges facing the Rwandan subsistence farmers who we mentor. We want to invite you to three events with Frank; RSVP for the dinners to tools4hope@gmail.com.

1. A fundraising dinner on November 7^th in the Apostles Anglican Church (AAC) parish hall, beginning at 6 PM.
2. A ‘meet and greet’ social on November 10^th beginning at 1 PM in the AAC parish hall.
3. A fundraising dinner on November 12^th at Father Doug Floyd’s home (4426 Pinehurst Road, Louisville, TN 37777) 6:00pm – 8:00pm.

These events will be an excellent time for you to learn firsthand about our work in Rwanda, ask questions, offer suggestions, and engage in our discussions about the future of TFH in East Central Africa.

INTRODUCTION

During September Tools for Hope, Inc. (TFH) focused on helping the Twisungane group adopt the skills they will need to successfully run their new motorbike transportation business. Frank held several discussions with individuals, group leaders, and the group to help them understand the basic principles of long-term value creation through effective use of their capital investment (i.e., their motorbike).

In addition to his mentoring for the motorbike business, Frank also began using an extensive questionnaire to help quantify the most important issues needing to be addressed in the lives of the subsistence farmers. The questionnaire will be used to collect information from farmers both with whom we have worked and with whom we may work in the future. It is part of our continuing efforts to learn from our experiences to improve the effectiveness and efficiency of our work.

FARMERS BECOMING ENTREPRENEURS

An initial task facing Frank was to help the farmers understand the nature and importance of contracts in routine business dealings. Previously the farmers had engaged in operating small-scale shops and or selling various non-agricultural related goods. The motorbike transportation business, with its loan agreement, licensing requirements, insurance policy, cash flow management issues, etc. is a completely new type of business reality for the cooperative.

The motorbike transportation (taxi service) business is one of the best businesses in Rwanda. Its strong point is that it brings in money daily. Because of the Rwandan topography, which is primarily mountainous terrain, motorbike taxis are the chief motorized transportation means used by rural area populations in their everyday life.

Among the challenges that Frank faced was the belief by some cooperative members that the motorbike was a free gift from TFH and that no repayment was necessary. Frank explained again that Tools for Hope does not give free tools or equipment. Tools for Hope requires repayment for tools such as the motorbike to enable the subsistence farmers to show themselves as a trustworthy business organization with a strong credit history. This will help ensure their long-term success without constant monetary inputs from TFH.

Another fundamental challenge facing Frank and the farmers was identifying and recording cash flows. Accounts needed to be set up and kept covering all short-term and long-term costs associated with the business. With costs fully identified, pricing aimed at ensuring a reasonable long-term profit can be developed. Other issues such as labor (e.g., drivers), and setting up a bank account were also addressed.

The final issue was for TFH and the Twisungane group to have a signed loan agreement. This cooperative is very well known to the local leaders in the government therefore, Frank discussed the loan agreement with the local leader of the Kanzenze Sector. Frank asked that the sector leader (e.g. county administrator) be a witness on our loan agreement which says that when Twisungane group have paid the amount used to buy the motorbike then the motorbike will become their property.

Signing of the loan agreement with farmer representatives and local leaders of Kanzenze Sector

farmer’s weekly payments

We agreed that the Twisungane group should be depositing 21,000frw ($23.00) each week, starting September 25th on the account, 000626709174827 that is in the Bank of Kigali (BK) in the name of Frank MUTESA.

At first, they didn’t honor their payment and Frank had to go and talk to them. He told them that if they want to go far and be taken seriously, they must honor what they have signed. As mentioned above, our farmers are not familiar with this kind of business and this is their first time to sign such an agreement and it is their first time as a group to operate a business like this that is generating money in a daily basis.

Above is the bank slip showing the amount of 42,000 frw deposited in our account for two weeks amount. That’s from 25^th September- 2^nd October (21,000) and 3^rd October -10^th October (21,000). And the total is 42,000 frw for two weeks.

Collecting Data about Rwandan Subsistence farmers

We believe that it is necessary to confirm important issues about the socio-economic status of our farmers. We need to know what we should be doing in the coming months to be able to address the needs of the group. We need to know how best to help them technically and to see how we may reach other groups to help them.

We have interviewed 6 people in September and the interviews are continuing into October. At the end of October, we will have the data analysis and graphs presenting the results. Currently, we are still gathering information from group members.

Summary

Save the dates in November – 11/7/19, 11/10/19, and or 11/12/19 to meet Frank and to get firsthand knowledge about helping Rwandan subsistence farmers. Plan to attend any or all. RSVP to tools4hope@gmail.com.

The farmers now have a practical opportunity to learn how to manage capital resources to create wealth for themselves. Frank and TFH will mentor them to help ensure their long-term success.

Tools For Hope, Inc.

1540 Robinson Road

Knoxville, TN 37923

http://www.toolsforhope.org/

Thank you for your continued support for Rwandan subsistence farmers.

Please send this newsletter along to anyone you feel may benefit from it.

 

 

 

Introduction

This month Tools for Hope, Inc. (TFH) is pleased to report on two, very positive, significant transformations. The Rwandan farmers are starting small businesses. Their first business, financed with a loan from TFH, will be the operation of a motorbike-based transportation service for their area. TFH (USA) management is transforming to a formal and fully functional Board of Directors per our corporate charter and by-laws.

Frank Mutesa, our Tools for Hope (TFH) employee in Rwanda also took time to visit with the children of the cooperative because they are on vacation from school. His purpose was to evaluate their overall condition and to assess how their lives have improved through TFH inspiration and teachings.

The 2019-2020 agriculture season begins in September, and the farmers are getting ready for the season.

Management of the Cooperative Businesses

During July, the Twisungane cooperative developed plans to manage the motorbike-based transportation business. Small business development in Rwanda is significant because it has unemployment rates above 80%. Additionally, the cooperative will generate a continuous, reliable, weekly income stream from operation of the motorbike serving their locality.

Frank and the farmers have had several discussion and training sessions about the motorbike-based transportation business. As the discussion of the motorbike project was going on with the TFH staff in the USA, the Rwandan farmers and Frank found it very important to discuss how they would be able to manage the loan and to be able to learn from other groups who have the same type of business.

Over the past few months Frank has been training the farmers and their leadership on business operation basics such as: basic business plan development, SOTW analyses, lessons learned by other cooperatives in similar businesses, and other due diligence activities.

Frank discussed with them the importance of setting goals and developing the proper strategies to help them achieve these goals. Frank also discussed with them loan repayment strategies and options. He explained to them the conditions for getting the motorbike loan from TFH and explained to them that if they don’t follow the conditions, then TFH has the option to take the motorbike to other groups of farmers who are willing to use the opportunity.

Tools For Hope, Inc. Senior Management Improvements

In the USA, we had our first meeting of the new management team for Tools for Hope, Inc. Our corporation has formed a more formal senior management team consisting of a Board of Directors and appointed a Treasurer and a Secretary for the corporation. Our second Board meeting scheduled for late August will further refine team-member roles, responsibilities, accountabilities, and authorities.

Tools for Hope, Inc. (TFH) continues to grow and achieve its primary goals thanks to your kind and continued support. Growth involves change. Management of TFH is changing to properly manage this growth. The new management team will function per our charter and by-laws, as well as applicable state and federal laws, etc. More importantly the new team and new structure will fundamentally improve our decision-making and administrative capabilities. With your support and their hard work, the current group of small-holder farmers have drastically transformed their lives and the futures of their children in sustainable ways.

Social Visitation (monitoring children / parental discussions)

July is a holiday time for school aged children. During this time, they always help their respective families on small activities. Frank went around the community just looking to talk with them and to have fun with them. The purpose was to observe them, connect with them, to assess their wellbeing, and to talk to their parents. Frank found the children to be very healthy and doing great. Frank encouraged the parents to keep working hard to see that their children have better lives.

Frank and some of the children

 

Preparation of 2019-2020 Agriculture Season ‘A’

The 2019-2020 agriculture season begins in September, and farmers need to make extensive preparations to get ready for the season. Frank is teaching them various techniques and emphasizing to them that, this preparation is the most important thing in every agricultural activity, that when you start badly then you will have a bad finish.

Some of the farmers are learning how to prepare a plant-nursery bed, and how to manage the nursery and to know when the time of transplanting for different crops is. Frank and the farmers are focusing on how to prepare the nursery bed for crops such as onion, tomato, etc. Frank also discussed with the farmers, individually, how best to choose and to plan for their various crops to cultivate. Frank’s knowledge and ability in preparing the nursery bed has been invaluable to the farmers.

Frank also encouraged the farmers to try again cultivating chili peppers because chili peppers are a high-value crop. They tried growing chili peppers in 2016 but failed due to lack of proper advice and a failure to take care of the problems on time. However now they can seek Frank’s advice whenever they see problems developing on their chili peppers. Frank emphasizes to them that it is very important to regularly visit the field and they must be very observant and have immediate action taken if need to be.

The way forward

The farmers are eager to succeed at the motorbike-based transportation solution for their local communities and to see what it will bring to their lives. In addition, their agricultural activities are still on going and are now in seasonal preparations. As they await this coming season, they believe this will be their best season.

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Introduction

Apart from preparing for the next planting season, the Twisungane cooperative of smallholder farmers have been analyzing proposed projects to improve their overall nutrition and economic security. After discussions and field visits with other farmer groups, Frank and the Twisungane group settled on two important projects for the group. These projects are, getting a motorbike (for transportation of goods and people) and getting a small goat herd (20 goats). They have asked that, TFH lend them the funds according to their needs and their ability to repay the loans from the profits of the proposed projects.

 

The next planting season will start in September. Frank has been working to link the Twisungane farmers and researchers at the Rwandan Agricultural Board (RAB) to see if they can do some research in their areas for various issues including soil and water management. RAB has promised Frank to supply some help. With Frank’s help RAB will investigate the agricultural problems our farmers are facing and work together to find solutions.

 

Analyses of the Two Projects

• Transportation

We have worked with the farmers to find the projects that they need, and to develop budgets for the activities. Our Rwandan employee, Frank, held discussions with the farmers’ leadership committee. In addition, Frank, and representatives from the Twisungane cooperative visited various local sites to understand the suitability of the various proposed projects.

 

They started with the issue of replacement of the basic utility vehicle (BUV). In Rwanda there are two popular types of motorbikes suitable for the farmers. One is the standard motorbike (a 125-cc motorcycle; there are an estimated 30,000 such motorbikes in Kigali) usually used in transporting people and goods throughout Rwanda. And, the second is the Hard-Body BUV which can transport goods and people.

 

Frank and the farmers discussed the advantages and disadvantages of both types of vehicles. Considering the topography of their area, expected cash flows and profitability, vehicle maintenance, and overall operational issues they found that the farmers will be better served by getting the standard motorbike. The motorbike has many advantages, which include, working daily (transporting goods and people), its proven ability to easily handle the mountainous and rough roads, and it is more likely to be profitable.

The motorbike Proposed

 

Their next issue to address was whether to buy a new or a used motorbike. Their calculations on the price(s) were as follows;

• Price for a new motorbike is $2,000 plus $600 to get all the things and documents for the motorbike to enable it to start working.
• Price for the used one is $1,600

Based on the above, farmers prefer to get the new motorbike.

The next issues to address are the details in developing and implementing an agreement on how to repay the loan. Typical repayment for such new motorbikes would be $30.00 weekly ($30 X 52 weeks/year = $1,560/year).

 

• Goats

The second project that farmers are eager to get started is the goat-herd project. (Frank would also like to stress that; this goat project will be one of the projects that make TFH highly visible to all the local communities and their leaders; and greatly enhance the reputation of Tools for Hope in Rwanda for helping farmers with their everyday work).

 

The benefits of rearing goats include;

• They integrate well with both crops and other livestock production,
• They supply a useful form of savings for the rural farmers who have no means of access to banking facilities,
• Dairy goat keeping is a very convenient enterprise, especially for farmers with small parcels of land,
• Goats can be sold for cash,
• Goats are cheaper to rear as they survive on low quality foods and in difficult conditions on relatively small amounts of food.

The projected budget for the goat project, is;

• They need 20 goats; each is 40,000 RWF (20 X 40,000 = 800,000 RWF)
• The total for buying 20 goats is 800,000 RWF
• They also need 20 Roof covers (Iron Sheets) for goat barn, each for 6000 RWF (20 X 6000 =120,000 RWF
• The total for 20 roof covers is 120,000 RWF
• The overall total is 920,000 RWF. This is the amount needed for the goat project. Which is equivalent to $1100.

 

• Funding the Two Projects

$3,700.00 supplies 20 goats and a new motorbike for the Twisungane farmers to help fight poverty and to ensure food security for their families.

 

With your support the Twisungane families get help they need;

• Direct action on their most pernicious ills … hunger and poverty.

And You Get:

• Knowledge that people in need will be fed, instead of left to fend for themselves.
• Knowledge that less hunger will make their whole community better and safer, which will make it a better place to live and raise a family.
• The personal satisfaction of addressing a problem. It feels good just to do … something.
• The satisfaction of carrying out a selfless act for other human beings.
• Fulfilling the obligation involved in being a caring member of society.
• The satisfaction of being part of a group of donors who are also good, caring people.
• Association with Tools for Hope, a well-known local nonprofit that’s recognized for doing good work in Rwanda.
• The benefits that come from donating itself, regardless of the cause. These include better physical and emotional health and greater prosperity—all of which are widely documented.

For 10 more good reasons to donate see https://www.moneycrashers.com/benefits-charitable-giving-donations/)

 

Support Tools for Hope’s Mission

Donate today. Monthly donations made through PayPal are very helpful in that they help us to plan and budget Tools for Hope operations better. See the donate ‘button’ on our website     http://www.toolsforhope.org/.

 

To our current supporters – We and the farmers Thank You Very Much!